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Interest Rates
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Lending rates for loans under the following schemes  Click for Products & Services | | A. Benchmark Primary Lending Rate(BPLR) is fixed at 12.00% p.a. B. Lending rates for loans under the following schemes: w.e.f. 01.11.2017 | | C. Lending rates for loans under the following schemes | Sl. No. | Type of Loan/Scheme | Net interest rate (% p.a) | | Existing | Revised | | 1. | Scheme of Financial assistance to Practicing Doctors and existing nursing homes for acquiring Fixed assets. | 12.50 | 12.00 | | | D. Lending rates for the loans to be fixed based on the credit rating linked to BPLR as under: | Sl. No. | Type of Loan/Scheme | Net Interest Rate (% p.a) | | CR1 | CR2 | CR3 | CR4 | | 1 | Term Loan/Addl. Term Loans – including Hotels, Hospitals, Transport Vehicles, Bore-well rigs, road laying and heavy earth moving equipment etc., | 11.50 (PLR-0.50) | 12.00 (PLR) | 12.50 (BPLR+ 0.50) | 13.00 (BPLR+ 1.00) | | 2 | Loans under MSME-MTL & Marketing Assistance Schemes. | 12.00 (PLR) | 12.50 (PLR+ 0.50) | 13.00 (PLR+ 1.00) | 13.50 (PLR+ 1.50) | | 3 | Corporate Loan Scheme* | 12.50 (PLR+ 0.50) | 13.00 (BPLR+ 1.00) | 13.50 (BPLR+ 1.50) | 14.00 (BPLR+ 2.00) | | 4 | Loans under Risk Capital Fund Scheme, Loans for constructions of Commercial & Residential Complexes | 13.00 (BPLR+ 1.00) | 13.50 (BPLR+ 1.50) | 14.00 (BPLR+ 2.00) | 14.50 (BPLR+ 2.50) | * In respect of Corporate Loans for CRE Sector, the rate of interest applicable shall be on par with the loans considered for construction of commercial and residential complexes | | Note | | | - Interest rates mentioned above are net rates.
- In respect GES/SES cases a special interest concession can be considered as per the guidelines.
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